What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Reports have indicated that identity fraud is a problem that is on the rise. As much as it is affecting so many people, the problem may remain unsolved for much longer. This means that you need to be alert and keen. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. These fraudsters can be dangerous and can even cause you financial losses. Lucky for you, there some tips that could assist you. This article guides you on the critical and important steps that anyone should take if ever their identity is stolen.
It is critical that you notify companies about the stolen identity. The best thing is to always act as fast as you can. It will be wrong for you to sit around and wiat to hear about fraudster activities. These people are fast. Thus, ensure that every relavant company knows about your identity theft. With account takeovers, it is possible that your card information gets compromised. In the case where you call your card issuer, then they are in a position to act fast and prevent the fraudsters from accessing more information to jeopardize your affairs.
Filling a report with the Federal Trade Commission is a critical step. They collect all information relating to stolen identity cases. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. When you need to file a report you just log in to their website. They will give you what we call a recovery plan. They also provide you with documentation to assist you in filling with the police and to be used as evidence. view here for more
Even more, file a report on the case with the police. You will have more papers as evidence and the police have the ability to assist you. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions can therefore know that your identity may be compromised. click here
Go ahead and freeze your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. You only have to call the main bureaus and have them do it.. discover more
Always tighten the security of your accounts. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.